"I've been renting for most of my life and Seller Financed helped me find a place that I love and I'm actually surprised at how quick I was able to move in."
"Made it quick and simple to get a house I almost didn't believe it was possible, but somehow Chris made it happen for me"
"Thank you, thank you, thank you!! After my separation, I wasn't sure how I would ever escape renting. Everything is so expensive and I'm just working from home after covid. You guys saved my life. Thank you so much!!"
Over the last 13+ years, Brennan has worked in the real estate industry in various capacities. He started back in 2007 buying and flipping residential properties in Alberta and has since gone forward to create a massive shift in how people think about real estate.
In 2008 he started working towards a deeper understanding of how creative financing applies to the real estate industry and has since taught others how to apply creative real estate into their portfolios.
Today, Brennan has helped hundreds of Canadians step into home ownership all over Western Canada and is currently one of the foremost thought-leaders in real estate financing in all of Canada.
Claire has a Business Management Degree from University of Lethbridge and started her journey in finance back in 2001 after moving to Vancouver Island.
Over the years, she's developed decades worth of relationships and actively manages high net worth individuals at IG Wealth Management.
Alan is a Senior Executive Financial Consultant at Investors Group Financial Services and boasts a degree in Small Business Management from BCIT.
Alan is a philanthropic, caring community leader and specializes in helping with tax reduction, cash flow preservation and risk reduction.
Charmaine has over 12 years of extensive experience in real estate administration spanning residential, commercial, & condominium sectors.
As the manager of a boutique brokerage, she has navigated various real estate transactions and managed diverse teams, ensuring seamless operations and exceptional client satisfaction. Charmaine manages our team leaders and provides support to our sales staff.
Team Leader
Dereck has a Business Communications degree and is the master of relationships.
He's got an extensive background in sales and networking, which has led him to build a vast network of colleagues and friends from many different industries all over Canada, US and Mexico. If you're on Vancouver Island, you've probably met.
Team Leader
Over the last 15 years, Susie has worked in the commercial and residential real estate space. She has a keen knowledge of contract law and The Real Estate Act of Alberta.
She's personally been building her own portfolio for 15 years and was previously a new realtor training instructor for ReMax in Alberta.
Carmen Paterson is an active real estate investor specializing in seller financing. She has sold and negotiated more than $20M dollars in real estate all over North America and partnered with leading companies in the space.
Her unique approach to financing has helped her build a solid foundation of clients across Canada and she is a referral partner for Seller Financed.
Team Leader
Despite being the youngest member of our management team, Stephen is a successful & accomplished entrepreneur in his own right.
After building his own companies from the ground up, he now manages a team that covers most of the West coast from Kelowna all the way to the lower mainland in Vancouver.
Gabriel has spent years as a top insurance advisor in the Victoria Sun Life Financial Center in 2018 and loves finding creative business solutions.
After partnering up with the team at IG Wealth Management in 2019, he finds himself helping to shelter income for incorporated businesses.
We have been selling homes this way for 15 years, and we offer a long enough term of (3-5 years) which is more than enough to turn anyone's credit around, even if you're in the middle of bankruptcy right now. We partner you with a mortgage broker and credit counselor to create a custom game plan for your success, so you have a team supporting you every step of the way.
Because you are partnered with a credit team, the only way you don't succeed is if you directly deviate from the game plan set before you. Even if that happens, we have additional time built into the contract to allow for an extension if needed until you do qualify. If for whatever reason you still cannot qualify, We have additional options available like putting the home on the market and sell it to get you your profits out, or buying it back from you.
This is a GREAT time to be buying a home. The Canadian real estate market is down by 20-45% depending on where you live, and the prices are cheap right now. But they won't be for long. The moment that interest rates subside, the market will come rising back up, because we are still in a housing crisis, there are just not enough homes. The Canadian government has granted 500,000 new people per year to be welcomed into Canada as a measure to curb inflation. That number is up substantially over previous years. Additionally, builders are not building right now because of the high costs of commercial borrowing and costs of materials, so there are very few new homes that will be able to be offered. The timing is fantastic to get in while you can, as once the market starts to correct, creative financing options like this will not be available, as the homes will be sold on market in multiple offers like we've seen previously.
We provide our buyers with 3-5 year terms depending on the property they are looking at. That time frame is more than sufficient to help assist with whatever credit, income or other challenges you may be facing. We partner you with a credit counselor and mortgage broker so that you get a custom game plan just for you, and are already lined up with the mortgage broker that will be getting you your final traditional financing once you qualify. When you are finally in a position to qualify, your broker will get you a new mortgage and you can either cash out your equity in a cheque, or finance the home at the lesser value you now owe on it and you're done!
We offer financing regardless of your credit or income or if you're an investor for only 8-10% down! Also, your financing rate is at Prime or less, meaning you get the same rates that you would if you had rockstar credit with the banks, without having to. This helps you build equity in your home and you get the advantage of having good credit and income, without qualifying for it currently.
W'ere here to help and our mission is to make home ownership possible for all Canadians, regardless of your backstory or current financial situation.
Speak with an expert on our team today to see what
homes are available for you and your family.
Speak with an expert today to ask questions, get answers and learn more about how our system works. No high-pressure, fast-talking, used car sales" type people on the other end of this form.
Real people, helping real people.
